Cover and Legal Limited - Stoke-on-Trent
Income Protection is designed to replace an income if you were to become injured or sick and unable to work. Contact Cover and Legal for a free quote.Cheap Income Protection Cover
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Business Operation Hours
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Monday
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9:00 AM to 5:00 PM
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Tuesday
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9:00 AM to
5:00 PM
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Wednesday
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9:00 AM to 5:00 PM
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Thursday
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9:00 AM to 5:00 PM
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Friday
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9:00 AM to 5:00 PM
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Saturday
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Closed
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Sunday
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Closed
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Additional Information
Income Protection is designed to replace an income, or a part of an income if you were to become injured or sick and unable to work. Provided you continue to pay the premium which is agreed upon in advance, the policy will pay out the chosen level of benefit in the event of injury or sickness (as matched by your policy definitions).
You can choose between guaranteed premiums and reviewable premiums.You can choose your term to match up with the length of your mortgage, your retirement age or another point in the future.
A deferred period is agreed. This is the time between you not being able to work and your benefit starting. You can choose between one month, two months, three, six, twelve and twenty four months depending on your occupation.
Currently, money received from income protection payments is completely tax free, (although there is a chance that this may change in the future).Call us today on 03301113399 to receive a quote for your income protection, we are happy to discuss all options which you may be eligible for.
Product and Services
Life insurance is a practical, affordable way to protect yourself and your family. Life Insurance pays out a cash sum if you were to die within the term of your policy, providing peace of mind for yourself and your loved ones.
Cover and Legal can help you arrange guaranteed premiums which will stay fixed throughout the length of your policy, unless you request otherwise or alter your policy. So you can rely on your premiums being fixed for the full term of the policy. No nasty surprises, no hidden extras.
There is no cash-in value to a life insurance policy. If you out live the term of the policy or decide to stop paying premiums into the policy, the policy will end and you will not receive a payout.
Some life insurance policies come with terminal illness cover at no extra cost. If you are unfortunate enough to be diagnosed with a terminal illness (12 months or less to live) your policy will pay out after your diagnosis, rather than on death.We aim to beat all quotes from mortgage brokers, banks, financial advisers and other insurance companies websites.
If you are unsure how life insurance works, don’t worry. Call one of our specially trained advisers who will be happy to talk you through your options and explain how your new policy will benefit your family.With policies starting from £5 per month, there has never been a better time to protect your family.
Languages Spoken
English
Payment Options
Visa,Master Card,Cash,Check
